Long Term Care Insurance Secrets
Learn What Most Agents Don’t Know & Companies Hope You’ll Never Find Out
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My parents are nearly 68 and not in great health. They are both overweight (my mother is morbidly obese) and are under lots of stress. They had money, but lost lots in the bond market. They’ve bought and sold 7 homes in the 8 years they’ve retired and are obviously miserable and [...]
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Our employer is offering unum ltc insurance at a group rate. For a 47 year old, 4 yr coverage @ 4k, monthly premium is $20.30. When I chose the compounded option, monthly premium jumps to $59.10.
I called they company and they said it is compounded at 5% per year.
My other thought was to go with [...]
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I am 59 but diabetic. I think I run an above average chance of needing long-term care in the future. I do not want to exhaust all my savings and home to pay for nursing home care.
Inexpensive is a relative term. You should look into coverage as soon as possible. Underwriting guidelines have [...]
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The Fed Will Not be Helping
Every 7 seconds another person turns fifty in the United States. Right now there are more people living on earth than in recorded history. In America the fastest growing segment of the population is over 80. History is being made as more people are becoming old and living longer than [...]
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Hillary Clinton may be closing out her campaign - who knows really - but at least she speaks sense, or as I like to say “cents”.
In a talk directed to female voters Senator Clinton, her daughter Chelsea and her mother, Dorothy Rodham, discussed ideas for helping working families. Mrs. Clinton suggested an experiment [...]
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Long term care is a big issue. The U.S. government (in particular) doesn’t want to talk about this but the truth is more money is going out than coming in. Interestingly enough, however, there is a Federal Long Term Care Insurance Plan. What are they seeing that you and I are missing. [...]
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Caring for Our Elders...
