Late 30’s, 40’s, 50’s, or 60’s?

Most companies will not sell it to anyone under age 50. A good way to go, if you can, is to purchase a policy with a 10 year payment option during the last 10 years before retirement. Have it paid up before retirement while you’re still working and income is higher. It also protects you against future rate increases. Talk to a number of professionals as there are many plans out there with numerous options and be sure to read “Insiders Secrets“.

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