Is long term care insurance worth the cost? Would I be better to just invest in a mutual fund each month?
I am 59 but diabetic. I think I run an above average chance of needing long-term care in the future. I do not want to exhaust all my savings and home to pay for nursing home care.
Inexpensive is a relative term. You should look into coverage as soon as possible. Underwriting guidelines have been tightening over the last 2 years and your diabetes might prove challenging. Get multiple quotes from a financial planner that specializes in LTCI and, of course, read “Insiders Secrets“.
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