CashBridging allows you to reconstruct the make-up of a LTC insurance policy at an equivalent, or lower, premium cost and with a higher benefit output. Most important is the improvement in the cash benefit side of the equation. The construction process is simple; combine a stand-alone cash benefit policy with a reimbursement or indemnity policy.
Most carriers do not have care coordination limitations on long-term care insurance and a policyholder may have more than one policy. CashBridging puts more cash in the hands of the family, without restrictions on paying anyone, at a lower or equivalent premium than just a traditional long-term care insurance policy.
Having Cash for Care will reduce stress, and the amount of lost income, to the caregiver. This can be a great relief for everyone. We must remember, when we have a caregiving life event occur, to be one team with one goal… maintain peace and harmony throughout trying times for each family member.
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